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  1. #1
    "Repent, Harlequin!" TickTockMan's Avatar
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    Proper steps to take after a fender bender?

    I was just hit. I was wondering what I should have done.
    "I yearn for the day when soul transplants come to be."

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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by TickTockMan View Post
    I was just hit. I was wondering what I should have done.
    If the fender was bent, you and the other driver should stay there, phone the police, and wait for them to arrive to take your report. You'll regret it if you don't.

    It wouldn't be a bad idea to exchange info (insurance) while you're waiting.
    "Everywhere is within walking distance if you have the time." - Steven Wright

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    Re: Proper steps to take after a fender bender?

    ^ and don't admit fault! Let the police and insurance sort that out.

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    "Repent, Harlequin!" TickTockMan's Avatar
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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by gsdx View Post
    If the fender was bent, you and the other driver should stay there, phone the police, and wait for them to arrive to take your report. You'll regret it if you don't.

    It wouldn't be a bad idea to exchange info (insurance) while you're waiting.


    Fender wasn’t even bent. Paint was just scrapped a little. I can take a black marker and you would not see my damage unless close. His rig took the worst of it and he said he can pop it out again himself.



    Edit: I was stopped. He said he was to and his foot slipped from the break. It was not a hard hit.
    Last edited by TickTockMan; September 12th, 2018 at 02:51 PM.
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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by TickTockMan View Post
    Fender wasn’t even bent. Paint was just scrapped a little. I can take a black marker and you would not see my damage unless close. His rig took the worst of it and he said he can pop it out again himself.

    Edit: I was stopped. He said he was to and his foot slipped from the break. It was not a hard hit.
    I take it police were not called. If there is a next time and there is visible damage, call the police. Get a record of it. You may find yourself in court.
    "Everywhere is within walking distance if you have the time." - Steven Wright

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    Re: Proper steps to take after a fender bender?

    I'd still call the cops. It's a bitch to do so after the fact in case there's 'hidden' damage on either party's side. And often illegal (I got a ticket once, a very long time ago, for not calling on a property damage accident).

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    Re: Proper steps to take after a fender bender?

    I had something similar happen to me and when I went to the body shop to have the painted "touched up", they discovered that the computer modules in my bumper had been knocked loose and required replacement to the tune of $800 a piece. It pays to take your car in. Her insurance covered it.

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    The world is new NotHardUp1's Avatar
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    Re: Proper steps to take after a fender bender?

    The proper steps are entirely dependent upon your age at the time.


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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by gsdx View Post
    If the fender was bent, you and the other driver should stay there, phone the police, and wait for them to arrive to take your report. You'll regret it if you don't.

    It wouldn't be a bad idea to exchange info (insurance) while you're waiting.
    Over here the police will never come out to a minor traffic accident

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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by LeicsDom View Post
    Over here the police will never come out to a minor traffic accident
    Over here, some people make a living from lawsuits, and some of them are very creative. One guy sued a hair stylist who game him a $10 haircut. He didn't like it. He sued her for the $10 plus $4,990 for 'pain and suffering'.

    A guy used to live in Peterborough and, until he died, he was in court at least once a week suing someone (including the city) for something or other.

    It's a 'cha-ching cha-ching, let that cash register ring' world over here, especially in car accident lawsuits.
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    Re: Proper steps to take after a fender bender?

    GSDX, I didn't realize you drove a car. I'm guessing it's been a while since you've been inside a Provincial Offences Court. Here's a little refresher FYI...

    https://www.ontario.ca/laws/statute/...ident+benefits
    "Love me or hate me, both are in my favour."

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    "Repent, Harlequin!" TickTockMan's Avatar
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    Re: Proper steps to take after a fender bender?

    So it seems I may have messed up.


    I took my car to a couple body shops and they said the same thing. It may not look like much damage, but there may be some under the fender that need to be fixed for safety. In case I get hit from behind again. Since I was dumb and went by looks and don't have money for the deductible I can't get it fixed if it is serious, but I don't think it is. I don't know though.
    "I yearn for the day when soul transplants come to be."

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    "Repent, Harlequin!" TickTockMan's Avatar
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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by NotHardUp1 View Post
    The proper steps are entirely dependent upon your age at the time.



    I was thinking that when I posted. One of my favorites.
    "I yearn for the day when soul transplants come to be."

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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by TickTockMan View Post
    Since I was dumb and went by looks and don't have money for the deductible I can't get it fixed if it is serious, but I don't think it is. I don't know though.
    If you were stopped legally (such as at a stop sign or stop light) and he hit you from behind, it would be hard for him to prove that you hit him. His insurance would pay for the full repairs on your vehicle. If he has insurance, he has 'liability' (required by law) which covers the victim's car. He doesn't need 'collision', which covers his car, but he would be responsible for paying his own repairs unless he decided to take a chance and sue you.

    Oh, and if it happens again, take pictures. Lots and lots of pictures.
    "Everywhere is within walking distance if you have the time." - Steven Wright

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    "Repent, Harlequin!" TickTockMan's Avatar
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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by gsdx View Post
    If you were stopped legally (such as at a stop sign or stop light) and he hit you from behind, it would be hard for him to prove that you hit him. His insurance would pay for the full repairs on your vehicle. If he has insurance, he has 'liability' (required by law) which covers the victim's car. He doesn't need 'collision', which covers his car, but he would be responsible for paying his own repairs unless he decided to take a chance and sue you.

    Oh, and if it happens again, take pictures. Lots and lots of pictures.


    I said I was dumb because we didn't trade info. My damage looked to be just a small scratch, his was a dent he said he could pop out on his own. I had no idea I could have so much damage underneath.
    "I yearn for the day when soul transplants come to be."

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    Re: Proper steps to take after a fender bender?

    Contrary to popular belief, zero need to call the police for minor fender benders. Almost no PD today will investigate a non injury accident to determine fault. All they will do is the same thing you will do...collect all the information and funnel that to a police report. Waste of their time these days and not needed by insurance. It is a civil matter, not a criminal matter.

    Collect all the others driver's info, DL, insurance, make/model, plate #...take pictures...get any info from any obvious witnesses, take any note and call your insurance.

    And for the love of God...pull off the road first once you determine everyone is safe! I am baffled by all the idiots that just stop and get out to exchange info right in the freakin travel lanes. Dumb asses.
    Last edited by SC6201; September 12th, 2018 at 09:58 PM.

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    Re: Proper steps to take after a fender bender?

    It could very well be a criminal matter if there is any possibility that drugs/alcohol were involved.

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    Re: Proper steps to take after a fender bender?

    /\ Or, texting while driving, or tending to toddlers in the back seat, or letting the brats go free range, or . . .

    Call for assistance/professional reports and assessments, and wait for them.

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    Re: Proper steps to take after a fender bender?

    Here in Scotland, a fender bender usually ends up in a roll around, street entertainment.

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    Re: Proper steps to take after a fender bender?

    Meh.

    You'll know for next time.

    Don't sweat it.

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    Re: Proper steps to take after a fender bender?

    Don't mention the cops until you get info from the other driver.
    I was rear ended a few years ago, the other driver said that she would make it right, but please don't call the police. I told her that we would have to call them and she damn near ran me over as she took off. Play the 'I won't call game' until you get their info.

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    Re: Proper steps to take after a fender bender?

    hit the gas and swerve on that hoe skrrrrrrrrrrrrrrrrrrrrrrt

    I keed I keed

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    Re: Proper steps to take after a fender bender?

    Police in Beverly Hills and (I therefore presume) Los Angeles don't want to be notified unless there has been an injury or the damage is such that the auto needs to be towed.

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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by peeonme View Post
    Don't mention the cops until you get info from the other driver.
    I was rear ended a few years ago, the other driver said that she would make it right, but please don't call the police. I told her that we would have to call them and she damn near ran me over as she took off. Play the 'I won't call game' until you get their info.
    This!! Very good advice.

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    Re: Proper steps to take after a fender bender?

    /\ Those are places where I would expect to see a lot of very expensive cars, a lot of drug and alcohol use, a lot of ambulance chasers, a lot of shammers, and a police department with a sufficient budget to accommodate all the possibilities.

    Pity.

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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by mikey3000 View Post
    This!! Very good advice.
    Or they could lash out wildly at being deceived. This could be deadly advice. In traffic school I learned a surprising number of cars police pull over turn up illegal firearms. That's just the ones they catch. Say the person has a gun in their car and now they're double-mad cuz you just bamboozled them. Risk/reward?

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    JUB Addict mikey3000's Avatar
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    Re: Proper steps to take after a fender bender?

    The kind of drivers you're talking about never carry ID anyway so your point us moot.

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    Re: Proper steps to take after a fender bender?

    /\ And, people who don't want the police involved won't be hanging around shooting the breeze, waiting to see if a call is made or give someone time to change their mind.

    And the police need time to get there. Call ASAP.

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    Re: Proper steps to take after a fender bender?

    Everyone has a camera on their pocket phone. Use it.

    Taking face pics, and pics of every identification tag on their car makes people cooperate nicely.

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    Re: Proper steps to take after a fender bender?

    The very first thing you should always do is write down the license plate number of the vehicle that hit you.

    So even if they take off, they will be clipped for hit and run if you involve police.

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    Get it on! peeonme's Avatar
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    Re: Proper steps to take after a fender bender?

    So, some drunk or high fuck wad smacks my ass end and I don't want to get then upset by calling the cops after I get their info? Also it's not that fucking easy to take a picture when the damned car is coming at you.
    Shit heads drive with no insurance, they tail gate you and if they hit you, don't 'fool' them?
    I might add that the cops acted like assholes as well that day.

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    Get it on! peeonme's Avatar
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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by rareboy View Post
    The very first thing you should always do is write down the license plate number of the vehicle that hit you.

    So even if they take off, they will be clipped for hit and run if you involve police.
    When I stepped behind her fucking car she slammed it into reverse and floored it.

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    Re: Proper steps to take after a fender bender?

    Have your camera ready and rolling before you step out of your vehicle.

    It's 2018, even a drunk psycho woman will recognize what is happening.

    And LOL @ having paper and pen in the car. Besides it's quite easy to right down wrong info. Your camera is an indisputable eye witness.

    BTW, 'reverse/backup' cameras on the back of vehicles take surprisingly good clear video these days. Think about investing.

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    ***** queen fabulouslyghetto's Avatar
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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by rareboy View Post
    The very first thing you should always do is write down the license plate number of the vehicle that hit you.

    So even if they take off, they will be clipped for hit and run if you involve police.
    This sounds much more sensible and safe

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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by peeonme View Post
    So, some drunk or high fuck wad smacks my ass end and I don't want to get then upset by calling the cops after I get their info?
    All I'm saying is it's a catch-twinny-two. If someone doesn't want you calling the cops what's to stop that from turning into a confrontation? Best case scenario they drive off, second best they ONLY smash your phone. Worse case......

    This isn't about appeasing some junkie, that's an elementary, dishonest interpretation. But there's a reason interfering with emergency communiations is a crime, because people fucking do it. I can't speak for anyone else but to me staying alive is more important than upholding some imagined sense of morally righteous indignation or even insurance claims, the money you save could be offset by medical bills when they stomp you into the ground cuz they have ten warrants and ain't tryna go back to prison.

    I'd get whatever info I can requiring as little to no information from the other driver as possible. They don't exist to me, and I get to stay alive. Of course if a confrontation ensues me being a man of color I don't really have a right to defend myself so I have to avoid violence at all costs, no matter how in the right I am.

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    Re: Proper steps to take after a fender bender?

    Of course there is a time and place to call the police like drunk driver, major damages, uncooperative party...but ya'll are delusional if you think the Police is gonna help you for the innocent "oopsie" where everyone is coopering and both vehicles are drivable.

    Don't wast their time cuz you don't know what to do...better yet, call your insurance ahead of time and ask what THEY would want you to do in that scenario. Most have published guidelines already on line about "what to do in an accident"

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    Re: Proper steps to take after a fender bender?

    The reason for the cops is a police report. If you have collision insurance (in Michigan) you can file a 'mini tort ' claim with the culpable parties insurance company to recoup up to $500. in deductible costs for damages done to your car. The accident has to be documented on a police report to do this. A police report also keeps the other party from claiming later on that you caused the accident and physically injured them. It's a matter of CYA.

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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by peeonme View Post
    The reason for the cops is a police report. If you have collision insurance (in Michigan) you can file a 'mini tort ' claim with the culpable parties insurance company to recoup up to $500. in deductible costs for damages done to your car. The accident has to be documented on a police report to do this. A police report also keeps the other party from claiming later on that you caused the accident and physically injured them. It's a matter of CYA.
    You're absolutely right. I'm only urging caution because these things can go left real quick. Be discreet about calling the cops, pretend you're talking to grandma at first until you can step out of earshot. It's not impossible, a woman pretended she was ordering pizza when she dialed 911 in the midst of a viscious beatdown from her boyfriend, the operator caught on to her routine so she was able to summon emergency help without further infuriating someone who was already beating the shit out of her.

    An accident can be financially devastating so of course you do whatever you can to appease your insurance provider, but staying alive is, at least, equally as important.

    Also this should be a huge red siren that auto insurance needs reform. You literally have to put yourself in danger just to collect the other driver's info. Fuck yourself financially or risk bodily harm isn't a great choice to have to make.

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    "Repent, Harlequin!" TickTockMan's Avatar
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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by fabulouslyghetto View Post
    Also this should be a huge red siren that auto insurance needs reform. You literally have to put yourself in danger just to collect the other driver's info. Fuck yourself financially or risk bodily harm isn't a great choice to have to make.


    New cars and trucks should come with dual dash cams to get plate numbers in most cases. Also to ID the driver and to record what happened. I watch a lot of fail videos. It is amazing how many close calls there are.
    "I yearn for the day when soul transplants come to be."

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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by fabulouslyghetto View Post
    You're absolutely right. I'm only urging caution because these things can go left real quick. Be discreet about calling the cops, pretend you're talking to grandma at first until you can step out of earshot. It's not impossible, a woman pretended she was ordering pizza when she dialed 911 in the midst of a viscious beatdown from her boyfriend, the operator caught on to her routine so she was able to summon emergency help without further infuriating someone who was already beating the shit out of her.

    An accident can be financially devastating so of course you do whatever you can to appease your insurance provider, but staying alive is, at least, equally as important.

    Also this should be a huge red siren that auto insurance needs reform. You literally have to put yourself in danger just to collect the other driver's info. Fuck yourself financially or risk bodily harm isn't a great choice to have to make.
    It seems that people have become very aggressive on the road. I hate driving. You are right, you never know how desperate the other driver is to stay under the radar.

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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by TickTockMan View Post
    New cars and trucks should come with dual dash cams to get plate numbers in most cases. Also to ID the driver and to record what happened. I watch a lot of fail videos. It is amazing how many close calls there are.
    We also need to redirect a lot of police officers from policing low-level, non-violent crimes into traffic which is extremely dangerous and under-policed. Accidents happen all the time, hit and runs happen all the time and there's nobody there to bring order. Too busy hassling some teenagers for skateboarding in a parking lot.

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    "Repent, Harlequin!" TickTockMan's Avatar
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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by peeonme View Post
    It seems that people have become very aggressive on the road. I hate driving. You are right, you never know how desperate the other driver is to stay under the radar.


    Me too. I prefer not to drive anymore.
    "I yearn for the day when soul transplants come to be."

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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by peeonme View Post
    It seems that people have become very aggressive on the road. I hate driving. You are right, you never know how desperate the other driver is to stay under the radar.
    This is exactly why I've been a pedestrian and probably will be until we have kids and it will no longer be practical as the south doesn't really have a competent public transit system, but before that I'm pushing my bf for us to move to a metro with reliable public transit. Never owned a car and I've almost been run over no less than a dozen times by people not paying attention while I'm crossing the street. One time I was almost hit while crossing with my best friends children ages 5, 3 and 1. If I hadn't hollered they could've ran over an entire fucking family in one foul swoop. Motorists are arrogant, reckless, distracted and GOTTA get where they're going 4 seconds faster.

    And this is just the accidents, as far as calling police I'm only urging people to use caution and not put up a big neon sign that says "I'm calling the cops on you" because there's a million ways that can go wrong. Do it, but do it as discreetly as possible.

    Say I'm Joe Criminal, just got in a wreck, been to prison for ten years and I'm either deathly afraid of going back, or don't care at all about going back. How do you think I respond when we crash and you tell me you're calling the cops? I got a bag of heroin in the glove compartment and a son waiting for me to get home, you think I'm gonna be nice to some random snitch and just wait politely for the cops to show up? Chiiiiiii. It's not as implausible as it sounds.

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    Re: Proper steps to take after a fender bender?

    Quote Originally Posted by TickTockMan View Post
    Me too. I prefer not to drive anymore.
    This. I got as far as my learner's permit in high-school, never had a licence. As an adult, I drove once when my friend had a medical emergency and we didn't wanna wait for an ambulance so I drove him to the emergency room.

    I don't know if it's regional, but in the south I literally cannot go one week without hearing some "Gawd I was so drunk I dunno how I made it home last night" story. Once the storyteller was a boss who has a young son, and she thought it was cute and funny that she was so drunk she had to pull over, and remembers none of it. People in the South think driving drunk is a badge of honor, let alone these dumb lil niggas who drive around doped up on lean, xans, percs and every other kinda pill.

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