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Thread: Engagement ring

      
   
  1. #1

    Engagement ring

    Me and my daddy (lol) have been together a year and a half now and we both know this is forever. We're planning our future which can be tricky, do I sell my house or rent it etc...Anyway we're 2 hours away from each other and both are anxious to own together, in the meantime I want to show my commitment to him with an engagement ring as we are definitely going to marry, even if we have to go where it is fully recognized. Where do I go, what do I look for lol, I don't even know what traditional straight couples buy for engagement I've just never payed attention to it until now. Im 37 and always thought marriage was stupid until I finally found the man I love and now I understand the lyrics of all those love songs lol! I want to surprise him with the right ring, I'm not rich but I want something classy. Any ideas?

  2. #2
    JUB Addict racer2438's Avatar
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    Re: Engagement ring

    1. Never sell your house until you know it's going to work out, one just never knows, rent it out and it will pay for it self in the long run. If after a while the market is better and you can make a good profit consider it. If it does not work out at least you still have your own houses back. If you sell and it does not work out you'll be kicking your self later.

    2. keep separate banking, each's has there own debt coming into this, keep it separate. any debt incurred after marriage is joint.

    3. get 1 joint acct was as you can both deposit into and pay things from there, you may want to get one joint credit card.

    4. ask your bank to assign a P.O.D. name to each other ( pay on death) hope it never happens but at least each of you can get into the others acct if something were to happen otherwise it goes to your estate and either one of you will not be able to get into.

    5. get joint homeowners/auto insurance

    6. Send documentation to SSI/ DMV/ Medical ins

    7. Have healthcare directive done, wills, trust.

    8. Prenuptial's done-- you never know

    you can go to any jeweler and pick out wedding bands, or have some made. We just picked out some cool looking wedding bands.

    We have been together for 29-1/2 years now done all of this just to make sure each is protected from greedy family members. we all have some of those..and I think this qualifies us to give some advice..
    You cant change the way the wind blow's, but you can change the angle of your sail to take you somewhere else!!

  3. #3

    Re: Engagement ring

    29 years, wow! Congratulations!

  4. #4
    On the Prowl WolfSC's Avatar
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    Code of Conduct

    Re: Engagement ring

    Quote Originally Posted by racer2438 View Post
    1. Never sell your house until you know it's going to work out, one just never knows, rent it out and it will pay for it self in the long run. If after a while the market is better and you can make a good profit consider it. If it does not work out at least you still have your own houses back. If you sell and it does not work out you'll be kicking your self later.

    2. keep separate banking, each's has there own debt coming into this, keep it separate. any debt incurred after marriage is joint.

    3. get 1 joint acct was as you can both deposit into and pay things from there, you may want to get one joint credit card.

    4. ask your bank to assign a P.O.D. name to each other ( pay on death) hope it never happens but at least each of you can get into the others acct if something were to happen otherwise it goes to your estate and either one of you will not be able to get into.

    5. get joint homeowners/auto insurance

    6. Send documentation to SSI/ DMV/ Medical ins

    7. Have healthcare directive done, wills, trust.

    8. Prenuptial's done-- you never know

    you can go to any jeweler and pick out wedding bands, or have some made. We just picked out some cool looking wedding bands.

    We have been together for 29-1/2 years now done all of this just to make sure each is protected from greedy family members. we all have some of those..and I think this qualifies us to give some advice..
    Very good information, and wise words.

    And 29 years? Wow! That's amazing, wonderful, and inspirational. My partner and I have 19 to catch up... lol. Seriously, congratulations to you both.

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