First the good news: Civil Unions become Legal in Colorado May 1!
Now the dilemma: Should we even have the discussion? Should we do it? Is it necessary?
The Background: We've been together, for, like, forever. Since 1988. Longer than many of the posters on this board are old! We could be your parents! We've been through a lot, death of both of his parents, my brother, my Grandmother. We're asset rich and cash poor. When he became eligible to go on my Health Insurance, we had to file an affadavit and have it notarized. Because he's older than me by 15 years, when he became eligible for Medicare, he went on that and off of my Medical insurance. We've had wills prepared, and also Power of Attorney for Medical reasons. So we've pretty much already covered the bases.
The only remaining relatives we have is my Mom and his two Sisters, plus my half-brother. Mom has made arrangements in case I kick the bucket (before my Partner) that my Partner gets to make the decisions and will inherit, rather than my brother. The only remaining asset the Partner jointly owns with the Sisters is the family home which doesn't amount to much, dollar wise, and if my Partner kicks the bucket, his sisters are friendly enough to me that I would get our 'stuff' out of that house with little difficulty.
So bottom line, we're well covered without making the Civil Union leap. I think.
I'm sure there some T's uncrossed and some I's undotted, but I really don't see any need to make it 'legal.' We're even already on each other's vehicle titles.
So, the question is, do we even need to take the upcoming leap? Since the Federal Government won't recognize the Union, I wouldn't be able to collect as a survivor on his Social Security or Pension (which since it kicked in last fall has been extremely helpful).
Any thoughtful input would be appreciated!