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  1. #1
    animalius
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    I'm so very disappointed... and sad

    So, my b/f has been fishing around for a new car. He can do whatever he wants. Lately, he thinks he will be getting one of those lease cars. I said ok do whatever you want.

    Anyway, he just called me and very excitedly said he found a great deal on a lease. If you pay them $3000 for down payment, you can rent a car for $79/month for a 2 year contract. If you don't pay the $3k downpayment, the regular price is $150/month for a 2 year contract.

    I was driving, so I couldn't do much precise math. But a quick run-through of the numbers told me this was a bad idea. I told him to get out a calculator and do a quick estimate. So, he multiplied 79 by 24 and came up with 1896. So, the total would be 4896 that he will be paying for the lease car.

    I then told him to multiply 150 by 24. Came up with 3600.

    He said "oh" and hung up.

    I'm so disappointed and sad right now. Have I chosen the wrong guy?

  2. #2
    nf fbt funw glbhuof gmhp SLOPPYSECONDS's Avatar
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    Re: I'm so very disappointed... and sad

    guess wens read ya story he discuss a dedate wit you

    thankyou
    wot century a dipwads in a educate nice folk a courses?
    round a century or a flat?*not 1 marsians gon shoppin* ooh a easy tens

  3. #3
    JUB Addict HunterM's Avatar
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    Re: I'm so very disappointed... and sad

    Some are good with finances and some are not. Who cares...as long as he's good in bed!


    Are there things that he's good at and you're not?

  4. #4
    animalius
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by HunterM View Post
    Some are good with finances and some are not. Who cares...as long as he's good in bed!


    Are there things that he's good at and you're not?
    He's studying accounting.

  5. #5
    Quality posting since 2K7 Nishin's Avatar
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by animalius View Post
    So, my b/f has been fishing around for a new car. He can do whatever he wants. Lately, he thinks he will be getting one of those lease cars. I said ok do whatever you want.

    Anyway, he just called me and very excitedly said he found a great deal on a lease. If you pay them $3000 for down payment, you can rent a car for $79/month for a 2 year contract. If you don't pay the $3k downpayment, the regular price is $150/month for a 2 year contract.

    I was driving, so I couldn't do much precise math. But a quick run-through of the numbers told me this was a bad idea. I told him to get out a calculator and do a quick estimate. So, he multiplied 79 by 24 and came up with 1896. So, the total would be 4896 that he will be paying for the lease car.

    I then told him to multiply 150 by 24. Came up with 3600.

    He said "oh" and hung up.

    I'm so disappointed and sad right now. Have I chosen the wrong guy?
    Nevermind that howdidIknowthiswasgoingtobeaboutmoney ... have you chosen the wrong guy? Really??
    Because he can't calculate how much money you can save?
    I'd think the right guy should be someone who cares about you and who you care about... not a financial advisor...

  6. #6
    animalius
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    Re: I'm so very disappointed... and sad

    I just got a call back from him. He is still convinced that it's a good deal because the monthly payment is so low. I asked him what about the down payment? Knowing I wasn't going to convince him otherwise right now, I suggested he ran it through with his aunt to see what she thinks (he's staying overnight at his aunt's place). She's a business woman. Yes, I'm passing the burden of explaining the pros and cons to him to someone else.

    To the person who posted a post comment. No, I'm not judging the whole relationship on this one thing. But we're looking at a long term relationship, and if this is a pattern of judgement then I'm not sure I can live with it.

  7. #7
    Young at Heart ravenstar's Avatar
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    Re: I'm so very disappointed... and sad

    Did you choose the wrong guy? Really? I think he might have if being unable to calculate in his head has you questioning the relationship.

    Perhaps he looked at it as "can I afford $79 a month or $150 a month, which is easier for me to know I will be able to pay?" Up front and lower payments almost always add up to more in the long run. It's basic business, no matter how much you pay, in the end you still pay almost the same amount.

  8. #8
    animalius
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by Nishin View Post
    Nevermind that howdidIknowthiswasgoingtobeaboutmoney ... have you chosen the wrong guy? Really??
    Because he can't calculate how much money you can save?
    I'd think the right guy should be someone who cares about you and who you care about... not a financial advisor...
    Who said anything about a financial advisor? You are misrepresenting what I'm saying.

    I don't expect him to be a financial or mathematical genius. God knows, I'm not that bright myself. But he is still convinced that it's a really good deal because it's got a very low monthly payment. We just spoke over the phone and it seems like he can't understand that a down payment is also money as well.

    Right now, I'm hoping his aunt (a successful business woman) will be able to explain things better than I can. I just failed making him understand that a down payment is just as financially burdening as a monthly payment.

  9. #9
    animalius
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by ravenstar View Post
    Did you choose the wrong guy? Really? I think he might have if being unable to calculate in his head has you questioning the relationship.

    Perhaps he looked at it as "can I afford $79 a month or $150 a month, which is easier for me to know I will be able to pay?" Up front and lower payments almost always add up to more in the long run. It's basic business, no matter how much you pay, in the end you still pay almost the same amount.
    Please read my subsequent posts. We just talked again and he can't understand a down payment is also part of this deal. I just tried and failed to get him to understand he's suppose to add the down payment into the deal. Right now, he is fixated to the monthly payment.

    Be honest. Does hard-headedness gets to you? Because it does to me.

    Edit.

    Look at it this way. Where is he going to come up with the 3 grand for a down payment?

  10. #10
    Sex God tigerfan482's Avatar
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    Re: I'm so very disappointed... and sad

    Are you familiar with the terms of the lease? There might be different lease terms (such a mileage driven per year) for one of the options. There doesn't seem to be enough information here to make any kind of informed judgement. I will tell you that most places, car dealerships included, do NOT make it cheaper to not put down a down payment, so there is definitely something going on here that hasn't been said in the thread.

  11. #11
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    Re: I'm so very disappointed... and sad

    First, You're a drama queen if such situations make you ask "is he a bad choice." Then you're making your own conclusions while asking for our opinions? OK, so he is clueless about finances or how to multiply. Do you think Warren Buffet married an accounting genius or those 90210 plastic surgeons marry brainy wives to talk about boob job anatomy all day?

  12. #12
    animalius
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by tigerfan482 View Post
    Are you familiar with the terms of the lease? There might be different lease terms (such a mileage driven per year) for one of the options. There doesn't seem to be enough information here to make any kind of informed judgement. I will tell you that most places, car dealerships included, do NOT make it cheaper to not put down a down payment, so there is definitely something going on here that hasn't been said in the thread.
    Don't know. That's all the info he gave me. But even if they don't count the mileage if you put a down payment, it would still be against his interest. He doesn't go anywhere. His work place is just a few minutes from here. And all his family are around here. And when we go anywhere far, we go in my car with me driving.

    Sometimes, they throw a curve ball like this to draw in people like my b/f. I've seen bad deals hidden within seemingly good deals before. Usually entails a very low monthly payment. Draws in those who can't do basic math.

  13. #13
    RazorzEdge88
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    Re: I'm so very disappointed... and sad

    I think you have a fair point, especially if the guy is in accounting.

  14. #14
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    Re: I'm so very disappointed... and sad

    It is worrisome, but are you going to judge the sustainability of this entire relationship based on a decision he hasn't even made yet? Give him the best advice you can, but ultimately he must make this decision himself. Who knows? He might change his mind yet. And if he doesn't, there's been worse flaws in boyfriends.
    #439th oldest member on JUB.

  15. #15
    animalius
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    Re: I'm so very disappointed... and sad

    Ok, I've cleared my head. I've over reacted.

    He is 21. It takes a while for a person to mature and not get clouded by false sweet deals. He's coming back tomorrow. I'll sit down and have a talk with him.

  16. #16
    animalius
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by Just_Believe18 View Post
    It is worrisome, but are you going to judge the sustainability of this entire relationship based on a decision he hasn't even made yet? Give him the best advice you can, but ultimately he must make this decision himself. Who knows? He might change his mind yet. And if he doesn't, there's been worse flaws in boyfriends.
    Hey JB, I had a crush on you for the longest time years ago. Hehe I guess we've both grown.

  17. #17
    Kien
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    Re: I'm so very disappointed... and sad

    21 year olds are bound to make bad calls and judgments. Give him a break.

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    Re: I'm so very disappointed... and sad

    Where do you think the expression--young, dumb and full of cum came from?

  19. #19
    Kien
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by nycguydowntown View Post
    Where do you think the expression--young, dumb and full of cum came from?
    What's the opposite? old, bold, and full of gold?

  20. #20
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by animalius View Post
    Ok, I've cleared my head. I've over reacted.

    He is 21. It takes a while for a person to mature and not get clouded by false sweet deals. He's coming back tomorrow. I'll sit down and have a talk with him.
    dat good a both get talk down each otda ans sort it all out

    talkin a got a good thang it is

    thankyou
    wot century a dipwads in a educate nice folk a courses?
    round a century or a flat?*not 1 marsians gon shoppin* ooh a easy tens

  21. #21
    PerScientiam AdJustitiam bankside's Avatar
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    Re: I'm so very disappointed... and sad

    It's one thing if he didn't get the math. It's another thing if he hangs up because he doesn't want it explained to him. If he wants to get ripped off for hundreds of dollars because he doesn't want to learn why his math is wrong, then that sounds like the start of a very expensive ego.

    But maybe there is another explanation.

    Inside my head, I deduce what emotion I'm feeling after some careful analysis of the facts, and then after I make this conclusion, I commence feeling that way.

    Other people just do this thing where they "feel" the emotion" as though it happens spontaneously or something. Apparently those people like to experience whatever emotion they have going on without others "dragging them down." I know. I don't get it either but it takes all kinds. As far as I can tell, they're normal, healthy, sane people.

    I have discovered that for people whose brains work emotions first it is best to let them enjoy the feeling and bring up objections once their emotion has dissipated. They can accept it with an open mind then. So in this case "Wow! I'm so glad you found a great deal! But sleep on it before you buy the car" works way better than "Okay here are the pros and cons and the cons seem to outnumber the pros." They just won't hear it because they're still busy enjoying the emotion.

    But the next day "Listen I know you love that car but let's do the math" is going to actually have a shot at being heard.
    Americans need to keep their guns so they can protect themselves from gun violence just like Nancy Lanza did. And like Chris Kyle did. And like Gabby Giffords did. And like Tom Clements did. And like Michael Piemonte. And Joseph Wilcox.

  22. #22
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    Re: I'm so very disappointed... and sad

    Actually, I don't see anything that tells me it's a horrible deal, not at all. However, it appears your situation is kind of like the "little old lady who only took the car to church on Sundays" LOW MILEAGE type of thing, and it may not be as good an idea for that.

    I also don't know enough about how leases work, such as how many miles can be driven before a mileage penalty gets added to the cost. I usually drive more than 20,000 miles per year - which I think is "too many" for most leases, without incurring a mileage penalty. However, if there was a lease at the cost you quoted, and you were driving 25,000 miles per year, it would probably be worth it (UNLESS the mileage penalty is large).

    How many miles does the ordinary car go nowadays before it needs to be retired? About 150,000? OK, that would be six years.

    At the $150 per month, that would be $10,800 to drive it until the wheels are ready to fall off - much less than buying a new car.

    At $79 per month (and $3,000 down), that is less than $9,000 for six years which is definitely much less.

    With a lease, does the owner (NOT YOU - but the dealer, etc.) have any responsibility for repairs?

    But it's probably not a good deal if it's not driven very much, as you say.
    Last edited by frankfrank; January 25th, 2013 at 08:48 PM.
    "All legal U. S. residents who are 18 years or older, shall have an unconditional right to vote." - 28th Amendment, US Constitution?
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  23. #23
    Hard-up1
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    Re: I'm so very disappointed... and sad

    Wanting a car and the resultant independence is perfectly normal.

    Shopping for a car with no savings for a down payment is odd.

  24. #24
    In Heat............ BENDERBOY's Avatar
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    Re: I'm so very disappointed... and sad

    I feel for you, seems to be one thing after another goes wrong in your life.
    "You may only be one person to the world, but you may also be the world to one person"
    - anonymous quote.

  25. #25
    Keeland
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    Re: I'm so very disappointed... and sad

    If I had leased my cars rather than buy them, I'd have had to print money in the basement to pay the mileage penalties.

  26. #26
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by Kien View Post
    What's the opposite? old, bold, and full of gold?
    Never heard that one but it sounds right

  27. #27
    JUB Addict chrisrobin's Avatar
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    Re: I'm so very disappointed... and sad

    Trouble with a leased car is that when the lease is up, you have nothing to show for it. The low monthly payment is nice but...

    When a car is leased, it is not given the best of care, since the lessor doesn't own it. I would get a new car for less money, and if you get a good payment plan, you'd be better off in the long run. Just sayin'.

    Also, you might want to consider CarMax. It appears to have a good reputation.

    Why should anyone have to know anything? - Sheldon Cooper

  28. #28
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    Re: I'm so very disappointed... and sad

    Here's how I do to. I say, here is my new car, if he asks how much the payment is I tell him, it's my responsibility to pay the bill. If my bf doesn't like the deal that I made too bad. I don't feel compelled to run every deal I make past my bf. if he wants the car and he can live with the payments does it really matter if its the absolute best deal?
    FPNY
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  29. #29
    animalius
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by FPNY View Post
    Here's how I do to. I say, here is my new car, if he asks how much the payment is I tell him, it's my responsibility to pay the bill. If my bf doesn't like the deal that I made too bad. I don't feel compelled to run every deal I make past my bf. if he wants the car and he can live with the payments does it really matter if its the absolute best deal?
    I'll simply ask him tomorrow. How will he come up with $3k cash?

  30. #30
    JUB Addict voyager1994's Avatar
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by animalius View Post
    He's studying accounting.
    Your bf is will make a lot of businesses go bankcrupt if he's the accountant

  31. #31
    WTF????? refujiunderground's Avatar
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by animalius View Post
    He's studying accounting.
    oh dear.
    one thing about the closet/you don't have to hurry/it will be bad tomorrow/so brother, don't you worry

  32. #32
    animalius
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by voyager1994 View Post
    Your bf is will make a lot of businesses go bankcrupt if he's the accountant
    Like bankside said, it's probably his emotion talking. Remember that he's 21. Young people tend to have trouble separating emotional decisions from rational decisions.

    Anyone here remember starcraft? One of the most frustrating things about playing online is having a partner that doesn't understand the concept of compounded interest. In a game where there's unlimited resources to mine, immature new players tend to make the mistake of spending all their innitial money on military units and then takes forever to build up an economy. The more experienced players know to spend all the innitial money on economy.

    Took me a long time to figure out why so many people have trouble understanding this very simple concept within the game. I kept having partners that would spend all of their innitial money on military units and then have no money at all when the war actually starts. I think I lost half my hair trying to explain to the newbies the concept of compounded interest.

    Anyway, I'm facing the same situation here. Boy friend for the moment doesn't understand that down payment is also money, not just the monthly payment. Our last convo over the phone tonight revealed he still thought it was a very good deal simply because of the low monthly payment. When I asked him where he was going to get the $3k for the down payment, he completely avoided answering that and continued on pointing out the low monthly payment.

    When he comes back tomorrow, I'll have a long and calm convo with him on this.

  33. #33
    animalius
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    Re: I'm so very disappointed... and sad

    I'll be honest. This hits closer to home than I was willing to admit.

    My parents didn't make the best financial decisions. For example, neither my elderly parents wanted to mow the lawn in the summer. So, I suggested paying the kid couple doors down $20 bucks to mow the lawn. Next time I saw them, they had spent $1400 buying one of those lawn mowers that you drive around. The problem was the yard was too small for the thing. It's been 5 years since they bought it and they haven't used it once. How many times can that kid mow the lawn ($20 each time) before it's $1400? When I pointed this out, my dad exploded saying on principal he could not in good conscience hire someone to mow the lawn. Don't bother trying to rationalize it, it makes no sense.

    I guess I have trouble with people making emotional decisions rather than rational decisions. When I first heard my boyfriend telling me about this, deep down I realized it was an emotional decision and overreacted. My mistake. I'll have a deep convo with him tomorrow.

  34. #34
    Dimples glasvegas's Avatar
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by Kien View Post
    21 year olds are bound to make bad calls and judgments. Give him a break.
    Well, someone needs a break as well.

  35. #35
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by Kien View Post
    21 year olds are bound to make bad calls and judgments. Give him a break.
    Hey I resent that.

  36. #36
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by animalius View Post
    So, my b/f has been fishing around for a new car. He can do whatever he wants. Lately, he thinks he will be getting one of those lease cars. I said ok do whatever you want.

    Anyway, he just called me and very excitedly said he found a great deal on a lease. If you pay them $3000 for down payment, you can rent a car for $79/month for a 2 year contract. If you don't pay the $3k downpayment, the regular price is $150/month for a 2 year contract.

    I was driving, so I couldn't do much precise math. But a quick run-through of the numbers told me this was a bad idea. I told him to get out a calculator and do a quick estimate. So, he multiplied 79 by 24 and came up with 1896. So, the total would be 4896 that he will be paying for the lease car.

    I then told him to multiply 150 by 24. Came up with 3600.

    He said "oh" and hung up.

    I'm so disappointed and sad right now. Have I chosen the wrong guy?
    So do you control all aspects of your lovers life ?
    You have to let people make mistakes , that is hopefully how they learn next time .

    Not flaming you dude , but that came across as rather possesive .

  37. #37
    美しいヨーロッパ Scealle's Avatar
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    Re: I'm so very disappointed... and sad

    People make mistakes. Especially 21 years olds.

  38. #38
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by Scealle View Post
    People make mistakes. Especially 21 years olds.
    He hasn't make the call yet, why people keep saying he's making mistake?

  39. #39
    Look, listen and rejoice oakpope's Avatar
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by ravenstar View Post
    Did you choose the wrong guy? Really? I think he might have if being unable to calculate in his head has you questioning the relationship.

    Perhaps he looked at it as "can I afford $79 a month or $150 a month, which is easier for me to know I will be able to pay?" Up front and lower payments almost always add up to more in the long run. It's basic business, no matter how much you pay, in the end you still pay almost the same amount.
    That doesn't make sense for me, as he could save the 3k $ to help him pay the monthly 150$ and that would save him the difference.
    Magna Veritas


  40. #40
    Grumpy Old Man jft245's Avatar
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by animalius View Post
    He's studying accounting.
    That scares me.

    Added Thought: I wish I had some one like you around to talk me out of all the stupid finacial I have done over the years. You are just looking at the situation from a practical point of view and your bf should thank you for helping him save money.

  41. #41
    Look, listen and rejoice oakpope's Avatar
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    Re: I'm so very disappointed... and sad

    For those saying Animalius is controlling, for me he is not. When you see someone you care for doing something stupid, don't you at least say something to prevent damages ?

    Teaching someone to take time to calculate deals is a good thing in my book, and if a friend/boyfriend said to me that I was doing a mistake, I'll be gratefull to him.

    21 is not that young that he can't apply very basic math to a deal.
    Magna Veritas


  42. #42
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    Re: I'm so very disappointed... and sad

    Is he GIB?

    Lex

  43. #43
    JUB Addict EuroSoccer's Avatar
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by Scealle View Post
    People make mistakes. Especially 21 years olds.
    If he goes ahead with the purchase of the more expansive option, this can't be considered just a mistake Scealle.
    It would have been a mistake if he had bought the car without realizing it.
    But since he now knows he will be paying $2000 extra if he chooses the dawn payment option, well................ that is just plain stupid.
    Nothing to do with being young and naive.

    This is not an emotional decision.
    If he wants to spend more money to buy his dream car, let's say a BMW, that is his call.
    Unfortunately in this case the choice is not between a BMW and a Ford Focus (just guessing), but between two new Ford Focus with the same identical specs, one of which is $2000 more expansive than the other.

    And Animalaus, that is not a bad judgement case either.
    Your dad genuinely thought that buying lawn mower was a better idea than hiring someone to mow the lawn.
    Your dad had to choose between two different options and he choose the wrong option.
    That is just bad judgement.

    But paying $2000 extra for an identical product, it's diabolical.
    Nobody should defend this kind of behavior, that's like literally throwing $2000 down the drains.

  44. #44
    Oranje rareboy's Avatar
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    Re: I'm so very disappointed... and sad

    I think you should dump him.

    He sounds like a total loser.

    You can't be burdened for the rest of your life or the next 14 months with someone who is so stupid, particularly about money.

    Every time you are fucking him from now on, all you'll be able to think about is how stupid he is and why couldn't he just do a simple calculation. Even as you are cumming.....you'll be replaying the calculations every single time.

    So tell him it is over.

    By the way though. I think that one of you is wrong and I suspect it it about the total cost of the lease, including the buyout.

    There is no way that an auto lease with a downpayment is more than the cost of a lease without. I suspect that the real penalty is at the end on the lease without the downpayment.

    But if I had a boyfriend who was so stupid not to get the total cost of a lease versus the dp and monthly payments, I would fuck him dirty one last time and then physically shove him out of my bed and house.

    Nobody got time for that.

  45. #45
    Hard-up1
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    Re: I'm so very disappointed... and sad

    That we all want different things in a mate is trite to say.

    For me, I'm not wanting a shiny trophy of a boyfriend as my LTR. I want someone who shares interests, who is kind, who likes the world, who works to make things better than he found them, who loves to play, who enjoys good food, and who understands acceptance of self and others.

    I couldn't give a flying fuck whether he can understand algebra, paint a decent work of art, grow good tomatoes, master the snowboard, have good hair or fashion sense, or agree on politics. Shopping lists are for grocery stores, not people.

    The idea that the OP is rethinking his options simply conveys that he fundamentally disrespects his mate and has little commitment at this stage of their relationship. Just as the kid with car fever has some growing to do, the OP seems likely to evolve in how he understands commitment and loyalty.

  46. #46
    animalius
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    Re: I'm so very disappointed... and sad

    Just had a talk with him face to face. First of all there are no difference between the two terms other than money. He wants me to pay the downpayment so he can have the low monthly. I had to explain to him that if I help him I would do it with the 150 because its cheaper. Took a while but I think he will be fine for now. We will go fish around today for a car. He really needs a new one.

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    Oranje rareboy's Avatar
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    Re: I'm so very disappointed... and sad

    You really do pick the stupidest boyfriends don't you?

    What is the attraction? Horse cocks?

    So will this be like you continuing to pay for this ex's car for months after you dump hid stupid ass and then getting all pissy with him because he somehow expects this?

  48. #48
    animalius
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by rareboy View Post
    You really do pick the stupidest boyfriends don't you?

    What is the attraction? Horse cocks?

    So will this be like you continuing to pay for this ex's car for months after you dump hid stupid ass and then getting all pissy with him because he somehow expects this?
    That's why we're about to go fish around. If we can find a used car with a low enough monthly payment for him, that will be swell.

  49. #49
    wandering nomad ElmosToe's Avatar
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by rareboy View Post
    I think you should dump him.

    He sounds like a total loser.

    You can't be burdened for the rest of your life or the next 14 months with someone who is so stupid, particularly about money.

    Every time you are fucking him from now on, all you'll be able to think about is how stupid he is and why couldn't he just do a simple calculation. Even as you are cumming.....you'll be replaying the calculations every single time.

    So tell him it is over.

    By the way though. I think that one of you is wrong and I suspect it it about the total cost of the lease, including the buyout.

    There is no way that an auto lease with a downpayment is more than the cost of a lease without. I suspect that the real penalty is at the end on the lease without the downpayment.

    But if I had a boyfriend who was so stupid not to get the total cost of a lease versus the dp and monthly payments, I would fuck him dirty one last time and then physically shove him out of my bed and house.

    Nobody got time for that.


    Absolute fucking gold, this made my morning.

  50. #50
    JUB Addict EuroSoccer's Avatar
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    Re: I'm so very disappointed... and sad

    Quote Originally Posted by animalius View Post
    Just had a talk with him face to face. First of all there are no difference between the two terms other than money. He wants me to pay the downpayment so he can have the low monthly. I had to explain to him that if I help him I would do it with the 150 because its cheaper. Took a while but I think he will be fine for now. We will go fish around today for a car. He really needs a new one.
    Ohhhh now it all make sense...........your BF is not that naive after all

    Last edited by EuroSoccer; January 26th, 2013 at 09:45 AM.

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