Class mobility is tough these days, more so than ever. I think in the Baby Boomer generation you could hear the story of the poor Eastern European immigrants son in a crowded aparmtent becoming a CEO, or the Latino with $20 in his pocket running a successful chain of restaurants. Or the genius from the ghetto earning scholarships to become a lawyer/doctor. Now I get your point, wealth stays from generaiton to generation, via trust funds and inheritance. Investment risk and capitalism is no longer rewarded, doctor lawyer salaries are down, tuition is up, so it's hard for the poor hard worker to move up.